Up to 120 days, your pick.
Choose 30, 60, 90 or 120 days to match when your money actually arrives. Your first instalment sends the payment; the rest splits into equal weekly amounts.
Bill Pay
Pay every bill on your timing.
Cloudfloat pays your supplier in full today, and you repay in small weekly payments over up to 120 days — or pay now from your balance, free.
Smoother cash flow. Any bill becomes small weekly payments, over up to 120 days.
Pay by card. Even for suppliers that don't take cards — you keep the points.
Suppliers paid same day. A standard bank transfer, no Cloudfloat account on their end.
Fixed fees. Known before you commit. No compounding interest, no surprises.
Pay over time
One big bill becomessmall weekly payments.
Stock before the season, an invoice due Friday, a customer who pays in 60 days — smooth the hit instead of taking it.
Fixed means fixed.
The fee, the weekly amount and the end date are locked before you confirm. No compounding interest, no revolving balance, no surprises in month three.
Your supplier is paid in full, today.
A standard bank transfer for the whole amount, same day, with an email to say it's coming. No Cloudfloat account on their end — to them, you're a customer who pays on time.
“…when cash flow is light, it has been a saver as I’m still able to process the invoices I need to get stock in to keep the business running.”
Features
More ways to pay. Less work to do it.
Choose how each bill gets paid, when it goes out, and where the money comes from — then let Cloudfloat handle the follow-through.
The discount move
Same-day payment earns early-payment discounts — often worth more than our fee costs.
Pay by card
Top up by credit card and we pay your supplier by bank transfer. You keep the points.
Pay now, free.
Cash already there? Pay straight from your balance — no fee, no processing charge.
Schedule payments
Pick the exact day any payment goes out, in full or over time. Set it once and forget.
Repay early
Clear an instalment ahead of schedule with one click, whenever it suits you.
Batch upload
Drag and drop one invoice or a whole batch. We read the details — you just confirm.
Forward by email
Forward invoices from your inbox and they arrive as ready-to-pay drafts, no typing.
See the week ahead
Every upcoming payment in your dashboard, with a reminder the day before it's due.
Auto-refill
Keep your balance topped up automatically — weekly, or whenever it runs low.
How it works
Upload, choose, done.
Every bill follows the same three steps — and the fee, the schedule and the timing are shown before you commit.
Drag and drop one invoice or a whole batch, or forward it by email. We read the supplier, amount and due date — you just confirm.
Pay now from your balance, or pick 30, 60, 90 or 120 days. The fee, weekly amount and end date are all shown before you commit.
As soon as your first instalment is paid, the full amount goes out by bank transfer the same day and we let your supplier know by email. The rest of your schedule runs weekly from your balance.
invoice-0341.pdf“…their dashboard and user interface is simple to use, track your payments and simple to upload invoices for payment.”
Frequently Asked Questions
Established Australian businesses that have been GST registered for at least six months. We work with every industry — there's no shortlist of sectors.
We send it the same day your first instalment clears. Most banks credit it the same day; some take a day or two to process. Both of you are notified when it's sent.
We remind you the day before it's due, and if a payment doesn't go through we let you know immediately so you can top up — or reach out and we'll help. There's buffer time built in; a late fee only applies after seven days.
Yes — one click from your dashboard. The fee is fixed when you commit, so paying early won't reduce it, but the schedule's off your plate.
Yes. Fund your balance by card (1.65%, or 1.5% with Cloudfloat Pro) and we pay your supplier by bank transfer — even suppliers that don't accept cards. You keep the points.